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On December 28, 2018, HDFC Bank had announced that they would be terminating the cooperation with One97 Communications, its digital banking platform operator. Due to this, for more than 200,000 customers, their checking and savings accounts will no longer be available on the platform after February 1, 2019. A statement about the closing of the HDFC Bank digital banking app stated that the “decision has been taken to focus on our customer-centric approach” and that “financial inclusion is important to us” History The HDFC Bank was founded in Delhi, India on April 18, 2003 by HDFC and Oriental Bank Corporation Limited (now ICICI Bank). In 2004 HDFC bought Oriental Bank, making HDFC the second-largest private sector bank in India. In 2005, HDFC acquired The Standard Bank’s commercial banking business and on August 3, 2006, HDFC purchased ING Vysya Bank’s HDFC Bank branch network in Delhi, Karnataka, Andhra Pradesh, Tamil Nadu and Kerala. On September 30, 2010, HDFC Bank was listed on the Bombay Stock Exchange (BSE). On 12 December 2019, HDFC Bank posted its financial results for its December 2018 quarter. According to the bank the transactions came out of the savings account customers’ balance in the range of Rs 1.30 lakh to Rs 1.50 lakh. The bank has reported a gross non-performing assets of Rs 21,149 crores, or 3.78%, from Rs 67,788 crores, or 1.78%, the preceding quarter. Total bank assets were reported to have risen by 3.58% to Rs 9,41,807 crores. On 20 June 2013, HDFC Bank announced a tie-up with online lending platform Bharosa-Makrana to provide its customers online credit card facilities and vehicle loans. The bank plans to target credit cards with higher cash back and rewards programs. New National banking resolution In February 2020, HDFC Bank has been included as one of the 18 large banks in the Center for Monitoring Indian Economy (CMIE) database which is created by the Reserve Bank of India (RBI) to track large and systemic non-performing assets (NPAs) in the banking industry. The CMIE database reported that HDFC Bank as of 31 December 2019 has total NPAs of 8.45%. This ranks HDFC Bank 124th among the 130 scheduled commercial banks in the country. However, the

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